Owning that dream property be it your home, lands, investment properties, estates, schools, hotels, lounges, shopping malls, resorts, and churches just got easier. How? You may ask. Well, it is simple.
In the bustling Nigerian housing market, AG Mortgage Bank PLC stands as a pillar of stability, opportunity and that partner you can Trust.
AG Mortgage Bank won the Bes Mortgage bank in Nigeria 2023 and will do and exceed in coming years. Since its inception on July 21, 2004, it has carved a niche for itself, empowering Nigerians to realize their homeownership dreams through innovative mortgage solutions and a commitment to personalized service. It was also incorporated as a private limited liability company in December 2004.
Founded by seasoned financier Ewelike Anthony and Anyogu Ngozi, AG Mortgage Bank PLC began its journey with a clear vision: to democratize access to homeownership in Nigeria. Over the years, the bank has steadily grown, establishing a nationwide network of branches and diversifying its product portfolio. Today, it boasts a significant market share and continues to play a crucial role in fueling the Nigerian housing sector.
Tailored Solutions
AG Mortgage Bank PLC understands that one size doesn’t fit all when it comes to mortgages. They offer a diverse range of products catering to various income levels and needs.
From Short term mortgages to long-term mortgages for acquiring land, building, or purchasing existing homes, there’s something for everyone.
AG Mortgage Bank doesn’t limit itself to just mortgage options. Recognizing the importance of financial inclusion and wealth creation, it offers a range of savings and investment products.
Whether you’re looking to accumulate capital for a future home purchase or simply secure your financial future, AG Mortgage Bank PLC offers reliable and flexible options.
Technology & Innovation
Embracing the digital wave, AG Mortgage Bank PLC has integrated technology into its operations, streamlining processes and enhancing customer experience. Their online platform allows for convenient account management, Prompt customer resolution and access to valuable financial resources. The bank also actively leverages social media to engage with customers and provide timely updates on new products or promotions.
AG Mortgage Bank PLC goes beyond profit-making. They understand their role in creating a thriving society and actively contribute to community development projects. Through corporate social responsibility initiatives, they support education, healthcare, and environmental sustainability programs, making a positive impact on the lives of Nigerians.
The Nigerian housing market faces its share of challenges, including fluctuating interest rates, regulatory hurdles, and limited access to finance for low-income earners. However, AG Mortgage Bank PLC remains optimistic.
They continuously adapt their strategies, forge partnerships, and advocate for policy changes to address these challenges and make homeownership a reality for more Nigerians.
Services
Owning a home in Nigeria is a cherished dream for many, and AG Mortgage Bank PLC stands as a beacon of hope and opportunity. They offer a diverse range of services to help you turn that dream into reality, from financing your desired abode to building financial security. Let’s explore the intricate menu of services AG Mortgage Bank has to offer:
Residential Mortgage
This mortgage is for people or builders who want to construct a house. The bank gives money in stages as the construction progresses, and borrowers pay back the money according to the agreed terms.
Whether you want to purchase a finished home, build your dream house, or renovate your existing one, AG Mortgage Bank offers flexible mortgage options with competitive interest rates and repayment terms.
Land Purchase Mortgage
Dreaming of starting fresh with a plot of land? AG Mortgage PLC Bank helps you make it happen with their dedicated land purchase loans, easing the financial burden and setting you on the path to building your own nest.
Construction Mortgage
Need financing to bring your architectural vision to life? Their construction mortgage options provide the necessary funds to get the brick-and-mortar rolling, ensuring a smooth build process.
Commercial Mortgage
Businesses can also benefit from AG Mortgage Bank’s expertise. They offer commercial mortgage solutions to finance office space, industrial units, and other commercial properties, fueling business expansion and growth.
ACADA: It’s a school Renovation Support Facility. it is a unique service offered by AG Mortgage for institutions
ACADA helps Business owners to make their payment plans flexible while also reducing financial debt burden.
Schools, Hotels, and Churches, amongst others, can easily apply for this service as regards renovation of their premises.
Tenant Owners Mortgage:
As a tenant, you can buy that rented property you reside in as this service is designed to assist tenants who want to purchase the property they are currently renting.
This plan may be set throughout 5 to 10 years depending on the agreement between the tenant and the landlord. AG Mortgage Bank PLC comes in by providing you the tenant with a mortgage to pay a portion of the agreed price.
Regular Savings Account
Build your financial foundation with their reliable regular savings account, earning interest while enjoying easy access to your funds.
Mortgage Based Fixed Deposit Account
Want higher returns? Lock in your money for a fixed period with their fixed deposit account, offering attractive interest rates for long-term savings goals.
VISA (VICTORY SAVINGS ACCOUNT)
Maximize your returns with their high-yield savings account, providing a competitive interest rate while granting you flexibility to withdraw funds when needed.
Value-Added Services:
AG SPRINT (ATM CAD, MOBILE BANKING, USSD)
Explore potential homes on their online platform, conveniently searching for properties based on your preferences and budget.
Financial Consultancy
Seek expert advice from their qualified financial consultants who can guide you through loan options, financial planning, and wealth management strategies.
Excellent customer Experience
AG Mortgage Bank PLC goes beyond simply offering financial products. They understand the emotional journey of homeownership and strive to offer personalized support throughout the process.
Their dedicated customer service team is always available to answer questions, address concerns, and guide you toward the right choices.
The Future of AG Mortgage Bank PLC
With such a diverse range of services, finding the ideal option can be overwhelming. AG Mortgage Bank’s online loan calculator and interactive website help you navigate your choices, allowing you to estimate costs, compare options, and pre-qualify for loans conveniently.
AG Mortgage Bank PLC remains committed to innovation and expansion, constantly seeking new ways to empower Nigerians to achieve their financial aspirations. Their dedicated focus on customer satisfaction, diverse product offerings, and commitment to social responsibility make them a reliable partner on your journey to financial security and homeownership.
With its unwavering commitment to customer satisfaction, innovative solutions, and social responsibility, AG Mortgage Bank PLC is poised for continued success.
As the Nigerian housing market evolves, the bank is well-positioned to adapt and stay at the forefront. Their dedication to building not just houses, but homes, ensures that they will remain a trusted partner for Nigerians seeking to secure their financial future and realize their dreams of homeownership.
This is just a glimpse into the world of AG Mortgage Bank PLC.
